Cash Out Refinance Rental Property Guidelines And Mortgage Rates

Rental Property Owners Tap Into Rising Equity

Home prices are up -- way up.

According to the Federal Housing Finance Agency, home values have risen nearly 35% nationwide since 2012.

That's giving real estate investors a new opportunity to "cash out" the equity on their rental properties to accomplish a number of goals:

  • Buy another rental property
  • Make rental property improvements
  • Pay off other real estate loans
  • Reduce personal debt

With mortgage rates at half their historical norm, it could be an ideal time for rental property owners to put their equity to work.

Click to see today's rates (Feb 27th, 2017)

Why Get A Cash Out Rental Property Loan?

Home investors can get more benefit from their rental property…

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Greater Orlando Christmas Lights Displays

Christmas Lights can be found all around Orlando in the city’s communities and neighborhoods. Some of the best displays can be found in some of the city’s oldest neighborhoods of Delaney Park, Conway, and Belle Isle (See scenic drive in map below). There are not as many planned communities or cookie cutter homes in these neighborhoods and the older homes are mostly smaller in size so they are ideal for Christmas Lights Displays. These are completely residential sites so the best time for viewing is between the hours of 7 pm-9 pm.

Below is our map of Christmas Lights from Orlando Neighborhoods that have consistently had good displays each year. All of the selections below are great but we have given a…

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Gingerbread Cookie Tree

INGREDIENTS

  • 2 1/2 c. all-purpose flour
  • 2 1/2 tsp. ground ginger
  • 1 1/2 tsp. ground cinnamon
  • 1/2 tsp. ground nutmeg
  • 1/2 tsp. baking soda
  • 1/4 tsp. ground cloves
  • 1/4 tsp. kosher salt
  • 1/2 c. (1 stick) unsalted butter, at room temperature
  • 1/2 c. firmly packed dark brown sugar
  • 1 large egg
  • 1/4 c. molasses
  • 1 1/2 tsp. pure vanilla extract

DIRECTIONS

  1. In a large bowl, whisk together the flour, ginger, cinnamon, nutmeg, baking soda, cloves, and salt.
  2. Using an electric mixer, beat the butter and brown sugar in a large bowl until light and fluffy, about 3 minutes. Beat in the egg, molasses, and vanilla. Reduce mixer speed to low and gradually add the flour mixture, mixing until…

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These cute cookies are the best way to spread Christmas cheer.

TOTAL TIME: 4:00 COOK: 2:45 LEVEL: EASY YIELD: 12 COOKIES (6 BEARDS AND 6 HATS)  

INGREDIENTS

  • 2 3/4 c. all-purpose flour
  • 1/2 tsp. baking powder
  • 1/4 tsp. kosher salt
  • 1 c. (2 sticks) unsalted butter, at room temperature
  • 3/4 c. granulated sugar
  • 1 large egg
  • 1 1/2 tsp. pure vanilla extract
  • Santa hat and beard templates (see below)
  • 1 batch royal icing
  • Red sanding sugar, finely shredded coconut, white nonpareils and sprinkles, for decorating

DIRECTIONS

  1. In a large bowl, whisk together the flour, baking powder and salt.
  2. Using an electric mixer, beat the butter and sugar until light and fluffy, about 3…

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Home Value Appreciation: Buyers v. Renters

Both current homeowners and renters agree that home values are going to continue to appreciate. However, the effect of home value appreciation on the confidence of current homeowners in the housing market is quite different when compared with the confidence of renters.

Home values are near or past their pre-crisis peak in about a quarter of U.S. metros, which indicates recovery for these markets—but at the same time, a gap has been forming between renter and homeowner sentiment toward the housing market.

According to Zillow’s latest Housing Confidence Index, released on Thursday, existing homeowners are becoming increasingly confident that now is a good time to sell—in fact, they are generally more…

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Similar to Just-in-Time (JIT) and Total Quality (TQ), Lean Design and related construction principles represent a way of doing business that has, through repeated best practices, proven to be a way of doing construction with more efficiency, savings, less waste, and greater value. Clearly, these sound like wonderful buzzwords, but the approach is geared to maximize the most out of each resource used and reduce slack time, loss, over-expending and shrinkage as much as possible, all of which contribute to the cost of a construction project over time. 

Lean Design definitely involves rethinking and reconsidering how a construction project and related project delivery is approached. For decades many have viewed the design and build process for facilities…

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