New to Budgeting? Try the 50/20/30 Rule

New to Budgeting? Try the 50/20/30 Rule

Wondering how to budget your money? This simple formula makes it easy.

Managing your money is imperative to help you find the best home within your budget. And no, back of the napkin math won’t cut it. Not only do you need to organize, but you also have to make difficult budgeting decisions about how to spend your cash. This can be overwhelming, but there’s one smart and simple strategy that makes budgeting a breeze. It’s called the 50/20/30 rule, and it can help you track how much you spend and where you can save more, by bucketing your finances into three categories: living essentials, savings, and personal spending. Here’s how it works.

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Would You Live in a Haunted House?

By Katie Gallagher  - Trulia  

Trick-or-Treat! Americans don’t think haunted houses are all that sweet

House hunting just got a little bit scarier – that is, if you worry about some unwanted paranormal roommates.

Although paint touch-ups and landscaping can boost the appeal of your home, it may be smarter to host a séance. That’s because a haunted house can spook away homebuyers.

We found that most Americans consider both deaths and hauntings when finding their next home. Millennial men are the exception, with some possibly dying to live in a haunted home, according to Trulia’s September survey, conducted online by Harris Poll among 2,098 U.S. adults ages 18 and older.

With Halloween just around the…

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5 Reasons To Hire A Real Estate Professional When Buying Or Selling!

5 Reasons To Hire A Real Estate Professional When Buying Or Selling!

Whether you are buying or selling a home in Central Florida, it can be quite an adventurous journey. This is why you need an experienced real estate professional to guide you on the path to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO.

The 5 reasons you NEED a real estate professional in your corner haven’t changed, but have rather been strengthened by the projections of higher mortgage interest rates & home prices as the market continues to pick up steam.

1. What do you do with all this paperwork?

Each state has different regulations regarding the contracts required for a…

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The #1 Reason To List Your House, NOW!

The #1 reason to list your house, now!

The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Reportwhich revealed that sales rose 0.7% month-over-month, but remain 1.5% lower than they were a year ago. Some may look at these numbers and think that now is not a good time to sell their house, but in fact, the opposite is true.

How much is your home worth?

The national slowdown in sales is directly tied to a lack of inventory available for the buyers who are out in the market looking for their dream homes! The inventory of homes for sale has fallen year-over-year for the last 28 months and has had an upward impact on home prices.

NAR’s Chief Economist Lawrence Yun had this to say,

“Home…

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How To Save On A Mortgage Payment Whether Buying Or Selling

How To Save On A Mortgage Payment Whether Buying Or Selling

In Trulia’s recent report, Rent vs. Buy: Roommate Edition, they examined the impact that renting with a roommate has in determining whether it is more expensive to rent or buy. The study explains:

“Since we started keeping track in 2012, it’s been a better deal to buy than rent in America’s largest housing markets – and for much of that time it hasn’t been close.”

It then goes on to ask the question:

“But does the equation change for renters who share their rent with a roommate?”

The report reveals:

“While the standard rent vs. buy analysis reveals buying is cheaper than renting in all of the nation’s 100 largest metros, this doesn’t hold true for those…

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3 Things You Shouldn’t Say To A Seller’s Agent

By Shanon Emerson - Trulia  

When it comes to talking to the seller’s agent at an open house, a little mystery goes a long way.

More isn’t always better — especially when it comes to talking to a seller’s real estate agent. Your buyer’s agent is a guide and advocate in your real estate journey and should know everything about your needs, your desires, and how much house you can afford. But the seller’s agent is an entirely different story, and what you share with them should be minimal.

If you’re buying any of the homes for sale in Davenport, your agent is almost always your voice to the seller. Speaking alone with the seller’s agent doesn’t happen very often, and it’s easy to forget who you’re speaking with — but…

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Central Florida Real Estate News October 2017 Florida Realty Marketplace

Click For the Full Report

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Hiring An Agent To Sell Your House May Cost You NOTHING!

Hiring An Agent To Sell Your House May Cost You NOTHING!

There is no doubt that it is easier to sell your house when using the services of a local real estate professional. The agent will provide:

• Greater exposure to more buyers
• The skills of a professional negotiator
• A layer of protection from possible legal liabilities
• Professional guidance in navigating any pitfalls that may arise
• A level of safety while showing the home

There is no doubt that these services are valuable to any family that decides to sell. The only question is – how valuable? One of the main reasons For Sale By Owners (FSBOs) don’t use a real estate agent is because they believe these services are not worth the fee an agent charges. But, what if those…

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5 Reasons to Buy a Home This Fall

5 Reasons to Buy a Home This Fall

The days may be getting shorter, but the home-shopping benefits are growing.

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market, which could be good for buyers.

If you’re in the market for a home, here are some reasons why fall can be a great time to buy any of those Homes for Sale in Davenport FL that you've had your eyes one.

Leftover spring inventory may result in deals

Home sellers tend to go on the market for the first time in the spring. They often list their homes too high out of the gate, which could mean that a series of price reductions follow…

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What Exactly Are Buyer and Seller’s Rights During House Closing?

What exactly are buyer and seller’s rights during house closing?

Knowing your rights ensures a smooth home sale or purchase process.

Things can get tricky between making an offer and closing a deal.

Homes for Sale in Davenport FL

Getting swept up in the frenzy of buying or selling a home is easy. After the honeymoon phase comes that awkward stage between agreeing on a tentative deal and reaching the closing table. You might encounter many unforeseen situations in this window, and both parties have specific buyer’s and seller’s rights designed to prevent a major decision from becoming a major regret. These protections will ensure you don’t lose money or endure an unnecessary battle…

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