Similar to Just-in-Time (JIT) and Total Quality (TQ), Lean Design and related construction principles represent a way of doing business that has, through repeated best practices, proven to be a way of doing construction with more efficiency, savings, less waste, and greater value. Clearly, these sound like wonderful buzzwords, but the approach is geared to maximize the most out of each resource used and reduce slack time, loss, over-expending and shrinkage as much as possible, all of which contribute to the cost of a construction project over time. 

Lean Design definitely involves rethinking and reconsidering how a construction project and related project delivery is approached. For decades many have viewed the design and build process for facilities…

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Mortgage Rates Forecast For August 2016

Eight months into 2016, and mortgage rates are making a monkey out of Wall Street predictions.

According to Freddie Mac's weekly mortgage rate survey, 30-year mortgage rates are holding low, closing last month at 3.48%, on average, nationwide.

30-year mortgage rates are down more than 50 basis points (0.50%) since the start of the year. 15-year mortgage rates are down by a similar amount.

If you purchased a home within the last year, or if your mortgage is more than a few years old, you could possibly benefit from a refinance.

More than 7 million U.S. homeowners are potentially eligible to refinance. And, if you're buying a home, it's a good time to be looking.

Because of how mortgage rates have…

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