No- And Low-Down-Payment Mortgage Options

Your home purchase is a big deal, but your down payment shouldn’t be. If you haven’t saved a significant down payment for a home, but you’re otherwise qualified to receive financing, we have you covered. Waterstone Mortgage offers a variety of no- and low-down-payment mortgage programs to help you achieve your goal of homeownership.

No Down Payment

USDA/Rural Housing Loans

• FICO as low as 600
• Home must be located in designated area

VA Loans

• FICO as low as 600
• No mortgage insurance requirements
• Available for active-duty military, veterans, reservists and members of the National Guard, and some surviving spouses of veterans

Wealth Building Loan

• FICO as low as 680
• Financing through adjustable rate mortgage
…

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Before You Look For Your Dream Home: Know What You Want Vs. What You Need!

In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.

Homes for Sale in Davenport Florida

If you’ve been thinking about buying a home of your own for some time now, you’ve probably come up with a list of things that you’d LOVE to have in your new home. Many new homebuyers fantasize about the amenities that they see on television or Pinterest, and start looking at the countless homes listed for sale through rose-colored glasses.

Do you really need that farmhouse sink in the kitchen to be happy with your home choice? Would a two-car garage be a convenience or a necessity? Could the “man cave” of your dreams be a future renovation project instead…

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6 Tips for Feeling at Home in a New House

6 Tips for Feeling at Home in a New House

Moving to a new house can be hugely exciting, but it is also nerve wracking. The stress of moving aside, it can take a while for this new, unfamiliar place to start feeling like home. This period of transition is completely natural, but there are a few things you can do to speed it up. 

• Unpack Right Away

The easiest way to make a new house feel like home is to see your stuff in it. That is why it is best to start unpacking as soon as possible. That said, it is best to have a strategy before jumping in. The first rooms you should unpack include the nursery and kids’ rooms and the kitchen, and it is a good idea to organize high-traffic areas such as the linen closet and…

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Don't Let the Down-Payment Stop You From Buying a Home

Are you a buyer decent credit but no money for a down payment? Check out this mortgage program!! NO MONEY $$$ DOWN.

Melissa McGlinchey 
Branch Manager 

(407) 397-7300 Mobile: (407) 973-8492 

3700 34th Street  Suite # 300 E   Orlando, FL 32805 

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What to Do When In Haines City

Located in the Atlantic coastal plains, with gently rolling hills and a subtropical climate, Haines City is one of the fastest growing cities in Florida.

Often overshadowed by nearby cities like Davenport and Orlando, Haines City has a consistently growing average house appreciation rate – making it an excellent location for those looking for homes for sale in Haines City, Florida.

Moreover, Haines City has a lower crime rate than the national average, making it a great place for families. The city also has a lot to offer in terms of attractions and amenities. Here are some exciting things to do when in Haines City, Florida.

Orange Picking at Ridge Island Groves

Orange picking at the Ridge Island Groves, especially during harvest season,…

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Haines City, FL Relocation Guide - Is it the right move?

Moving to the warm climate and welcoming community in Haines City sounds great. However, beyond the weather, there are many factors to consider to make sure it’s the best fit for you and your family. Ask yourself: “Is relocating to Haines the best thing for my family?” To help you answer this, you should consider Haine City’s economy, schools, parks and recreation, housing prices, cost of living, and other factors. Here at Florida Realty Marketplace, we get a lot of inquiries about those considerations from our clients who are looking for homes for sale in Haines City. To help you and other families who want to relocate, we will break down each of those factors in this article. We want you to get a clear, realistic picture of Haines City and what life…

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Outdoor Maintenance Checklists for Orlando Area Home Owners

The clock ticks inexorably forward, and your responsibilities to your garden and yard are piling up. With every new season, you gain a new set of duties to keep your home’s exterior looking strong, healthy, and attractive.  As you invest your time, you maintain your home value and when it comes to asking that question, "what will my Davenport home sell for?" you'll know it's going to be a pretty good answer.

Unfortunately, most homeowners don’t know how to change their outdoor work routines with the changing weather. Even in Florida, where the sun shines year-round, it’s important to modify your yard work checklist to account for the temperature, humidity, and precipitation. This guide should help you remember when you need to address what issues in…

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Your Online Guide to Davenport

Nestled within Central Florida’s highlands, and enveloped by subtropical flora and striking lakes, Davenport, Florida offers an escape from the daily hustle bustle of busy urban life. Affordable homes and close proximity to exciting locations, such as Disneyland and Legoland, also make it an ideal place for families with children.

Whether you’re relocating due to work, in search of a place with a higher standard of living, or looking for homes for sale in Davenport, this online guide to Davenport has all the details you will need.

Soar High in Hot Air Balloon Rides

Clear blue skies, with enchanting green swamps, make Davenport a visual treat – especially from a floating hot air balloon. Relax and unwind as you watch the breathtaking sunrise…

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A Lack Of Inventory Continues To Impact The Housing Market

The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up and distressed sales (foreclosures and short sales) have fallen to their lowest point in years. The market will continue to strengthen in 2019.

However, there is one thing that may cause the industry to tap the brakes: a lack of housing inventory! Buyer demand naturally increases during the summer months, but supply has not kept up.

Here are the thoughts of a few industry experts on the subject:

Lawrence Yun, Chief Economist at National Association of Realtors

“Further increases in inventory are highly desirable to keep home prices in check, the sustained steady gains in home sales can occur when…

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Central Florida Real Estate News - May 2019

Real Estate Market Update

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