Money Matters

Found 19 blog entries about Money Matters.

By Trulia   

It’s your money. Why not try to keep as much of it as you can?

Where does 6% of your home sale go? A lot of different places …

Working with a real estate agent in Davenport FL, is par for the course when buying or selling a home, so it’s good to know how they get paid for their real estate commission, what specific duties they should or shouldn’t be involved in, and their role in helping you into the home and neighborhood that best suits your lifestyle.

Typically, a real estate agent is paid on commission based on a home’s sale price. (In certain cases, their commission is a flat fee.) When a commission is based on a percentage, the agents get 6%— split between the buyer’s agent and the seller’s

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buying a home with bad credit

Protect your credit score by reviewing it for mistakes, so you'll be ready to start the home buying process when you find a place you love.

By Denise Brodey | Trulia  

Experts Answer Your Top Questions About Buying a Home With Bad Credit

Your credit score is one of the crucial determining factors in whether you can qualify for a mortgage in Davenport FL. “The higher your score, the less risky you appear on paper,” says Staci Titsworth, a regional manager at PNC Mortgage in Pittsburgh, PA. If that sends shivers up your spine, keep reading. We’re here to help.

The reality is that the average U.S. household has over $15,000 in credit card debt. You’re not alone if you’re wondering: Can I even try buying a home with bad

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buying a home with bad credit

Protect your credit score by reviewing it for mistakes, so you'll be ready to start the home buying process when you find a place you love.

By Denise Brodey | Trulia  

Experts Answer Your Top Questions About Buying a Home With Bad Credit

Your credit score is one of the crucial determining factors in whether you can qualify for a mortgage to buy a home in Davenport FL. “The higher your score, the less risky you appear on paper,” says Staci Titsworth, a regional manager at PNC Mortgage in Pittsburgh, PA. If that sends shivers up your spine, keep reading. We’re here to help.

The reality is that the average U.S. household has over $15,000 in credit card debt. You’re not alone if you’re wondering: Can I even

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winning bidding war chess moves

Winning a bidding war requires tactful strategy. What's your next move?

By Sam Brannan | Trulia  

It’s possible to win a bidding war without paying a cent more than you budgeted for in Davenport FL

How To Win A Bidding War With Multiple Offers On a House

 

1. Know what you can really afford

As far as emotional purchases go, buying a home ranks right up there with choosing a wedding dress — only the financial stakes are much higher. Unless you know ahead of time exactly how much house you can afford, you could easily be sucked into spending too much. Your lender or financial adviser can help you determine that number. Then it’s time to play ball.

“Submit your best and final offer early,” says Skyler

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You are a lone wolf. You are a rebel in “athleisure” wear. Someone who prefers to go it alone, no one questioning your convictions. You are the John Wayne of your cul-de-sac.

Or maybe, you just hope to make more money. Either way, you are considering selling your own home — without a real estate agent — and you want to better understand the pros and cons of going solo.

We’ve got you covered, you maverick in sensible loafers.

Pronounced “fizz-bo,” like the creepy clown that haunted your dreams as a child, FSBO is short for For Sale By Owner, the process of selling your home sans real estate agent. It’s either a growing trend or a declining fad, depending on who you ask. Either way, with online tools galore, FSBO is an option for those who want

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how much house can you afford

Ultimately it's up to you to determine what mortgage payment you can comfortably afford.

By Kali Hawlk  

Just because a lender approves you for a mortgage doesn’t mean you can comfortably afford it.

If you ask Google “how much house can I afford,” you’ll find a number of online tools and mortgage calculators to help you find a fast answer. You might also find quick but somewhat confusing advice like “your mortgage payment shouldn’t take up more than 35% of your monthly income.”

Quick. Do you know what 35% of your monthly income is? If not, you’re not alone. While online housing tools are a helpful starting point for the early stages of your house hunt, it’s important that you understand how the pieces all fit

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Lawyer handing over legal document at a meeting in a cafe

Prepare for your meeting with your mortgage lender by showing up with these 10 question.

By Kayla Albert |  

Buying a home starts with finding the right mortgage lender. Here are the questions you should ask mortgage lenders, before you sign on with one.

Steering clear of homebuyer’s remorse requires more than just picking the right home in the right neighborhood. According to a 2016 survey by J.D. Power, 27% of new homeowners ultimately came to regret their choice of lender. One major reason for the dissatisfaction was overall poor customer experience, including lack of communication and unmet expectations. Another factor? Pressure from the lender to choose a particular product or loan. You can remove some of the…
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boost your credit important credit lessons By Claire Murdough | May 17, 2017 2:22PM  

Listen up, kids: Paying interest is painful. Really, really painful.

Parental wisdom is easy to ignore until you’re left scratching your head over simple adult responsibilities like paying taxes and budgeting. (We all have to make our own mistakes, right?). But even if you were listening to your parents, there are some important credit tips they likely didn’t mention. When it comes to improving your score, heed these six credit lessons that we wish our parents had taught us.

6 Valuable Lessons To Improve Your Credit

  1. Paying interest is one tough chore

    Let’s be real: Making monthly credit card payments isn’t fun. But the pain compounds (literally)

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On Wednesday, the New York Federal Reserve released its Q1 report on household debt and credit. According to the report, total household debt totaled $12.73 trillion in Q1 2017. This means that household debt has finally surpassed its $12.68 trillion peak reached during the recession in 2008. This is a $149 billion quarterly increase.

“Almost nine years later, household debt has finally exceeded its 2008 peak but the debt and its borrowers look quite different today. This record debt level is neither a reason to celebrate nor a cause for alarm. But it does provide an opportune moment to consider debt performance,” said Donghoon Lee, Research Officer at the New York Fed. “While most delinquency flows have improved markedly since the Great Recession and

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Follow these budgeting tips, from couponing to changing your cellular plan, to cut household expenses without completely disrupting your daily life.

The key to saving money is knowing where to trim your budget.

Paying bills is never fun, but it’s even less exciting when monthly expenses leave you eating noodles for the last few days before every payday. But you don’t necessarily have to sacrifice the lifestyle you want to live in an apartment or home you love. In fact, eliminating unnecessary household expenses is easier than you think.

Whether you’re living those big-city dreams in a studio apartment in San Francisco, CA, or moving into a single family home in Austin, TX, read on to find out how to eliminate or reduce monthly

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