All Blog Entries by Florida Realty Marketplace

Found 630 blog entries published by Florida Realty Marketplace.

You may be just a loan away from your dream home. You just need to learn how to get a mortgage first.

There’s a little more to getting a mortgage than waltzing into your favorite bank and asking for one. After all, your financial life will be much of what helps lenders decide to offer you a loan, not your personality. And unless you have enough cash to buy a whole house, you’re going to need a home loan. Knowing how to get a mortgage long before you attempt to will help your odds of success.

Homes for Sale in Davenport FL

What Is a Mortgage?

A mortgage is a loan from a bank or mortgage lender to help finance the purchase of a home without paying the entire value of the property up front. Given the high costs of buying a home, almost every

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A home on the housing marking in summer 2018
By Patrick Dunn  - Zillow

The sun is high and hot—and so is the competition for buying a home.

Thinking about buying a home this summer? The sunniest time of year is great for exploring new neighborhoods and visualizing future patio parties during viewings. But before you start any serious shopping, it’s important to understand what the housing market is like for buyers right now, and what you can do to end up with the best home—and the best price—for you.

Homes for Sale in Clermont FL

The housing market should be just as strong this summer as it’s been all spring. Existing home sales and list prices have risen this year, and starter home inventory has plummeted by 14 percent. But there are perks to house hunting right now, too. Here

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BY MORIAH SIMMONS - Courtesy of Zillow

Surrounding yourself with reminders of your hobbies and interests makes any space more meaningful.

Homes for Sale in Clermont FL

Your home reflects who you are, and you’re way more than a selection of tasteful paint and furniture. Why not celebrate your passions by incorporating them into your decorating? When your talents, skills, and hobbies are on display as a natural part of your decor, you feel more inspired and more at home.

You don’t have to re-make your life to incorporate your passions into your home decorating. In many cases, just a small change of storage or placement will make all the difference — and you may even save money because you’re using items you already own.

If something makes you

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should i buy a house

Are you ready to take on homeownership?

Your decision to buy or rent a home should be based on your financial well-being, not the housing market.

The scenario: Your landlord keeps hiking up your rent, and you’re tired of reworking your budget to accommodate the other areas of your life—or worse, searching for a new rental. You want to invest in a house, but you’re not sure if now is the right time, so you start asking yourself the question: Should I buy a house?

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Deciding if you should rent or buy can be determined in part by your commitment to an area—you could have legitimate concerns about job relocation or you may wonder if the space you can afford now will be flexible enough that you won’t

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home builder building a new construction home

If you're debating between buying a previously owned home or new construction, it helps to know the benefits of buying a newly built house.

Not sure what type of home is right for you? Here are some key benefits to buying a brand new home.

If you’re shopping for a home, choosing between new construction and pre-owned homes can be an overwhelming decision. For many prospective buyers, new construction is an opportunity to see their dream home come to life while possibly saving money on the costs involved with buying an existing home.

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Existing or older homes have the advantage of architectural charm and sizable lots, and are generally located in more established neighborhoods. However, older homes, and

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An inspection is standard operating procedure when it comes to buying and selling a home. And while a home inspector’s final report provides valuable information, does it give you an accurate picture of a home’s well-being? Maybe. But there are some potential gaps in a typical home inspection, and some of them could prove costly if existing issues are overlooked.

Homes for Sale in Davenport FL

Whether you’re buying or selling, double-checking for potential problems known to slip through the cracks in a typical home inspection could save you money in closing. Read on to find out how to get the additional information for special inspections that you’ll need to help spot issues before you close (which could protect you from costly repairs

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man and woman learning how much their home is worth

Not sure how much your home is worth? Use these techniques to get top-dollar offers.

Are you wondering how to price your home before it goes on the market? While improving the appearance of your home — sprucing up the lawn, decluttering your home, or updating lighting fixtures — is an important factor to consider in attracting higher offers, there are pricing strategies that don’t involve any physical labor.

How much is your Davenport fl home worth?

How to Price Your Home to Attract the Highest Offers

  • Price your home competitively.

    Setting the right price for your home is the single most important decision you will make when  deciding to sell. Go too high, and you risk turning off every buyer in the

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The price of any item is determined by the supply of that item, as well as market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index.

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Their latest edition sheds some light on the relationship between Seller Traffic (supply) and Buyer Traffic (demand).

Buyer Demand

The map below was created after asking the question: “How would you rate buyer traffic in your area?”

Buyer Demand Still Outpacing the Supply of Homes for Sale | Keeping Current Matters

The darker the blue, the stronger the demand for homes in that area. Only four states had a ‘stable’ demand level.

Seller Supply

The index also asked: “How would you rate

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Some believe that the combined effects of the new tax code and rising mortgage rates will have an adverse impact on residential real estate prices in 2018. However, the clear majority of recently surveyed housing experts believe that home values will continue to rise this year.

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What is the Home Price Expectation Survey?

Each quarter, Pulsenomics surveys a nationwide panel of economists, real estate experts and investment & market strategists. Those surveyed include experts such as:

  • Daniel Bachman, Senior Manager, U.S. Economics at Deloitte Services, LP
  • Kathy Bostjancic, Head of U.S. Macro Investors Service at Oxford Economics
  • David Downs, Real Estate Finance Professor at VCU
  • Edward Pinto, Resident
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Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

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Realtor.com recently reported that:

Buying remains the more attractive option in the long term – that remains the American dream, and it’s true in many markets where renting has become really the shortsighted option… as people get more savings in their pockets, buying becomes the better option.”

What proof exists that owning is financially better than renting?

1. In a previous blog we highlighted the top 5 financial benefits of homeownership:

  • Homeownership is a form of forced
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