All Blog Entries by Florida Realty Marketplace

Found 605 blog entries published by Florida Realty Marketplace.

Many people believe that selling their house during “the spring buyers’ market” is the best thing to do. Their reasoning is that there will be more buyers than there are during the winter months and, therefore, their house will sell quicker and for a higher price.

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Historically, this made sense. However, today’s real estate market is not following the rules of the past.

The National Association of Realtors (NAR) measures buyer “foot traffic” each month. It receives data on the number of properties shown to a prospective purchaser by a Realtor® (based on the number of lockboxes used). The data reveals the number of buyers out actively looking for a home, not just window shopping on the internet. NAR

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In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

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Even if you are in a market that is not as competitive, knowing your budget will give you the confidence of knowing if your dream home is within your reach.

Freddie Mac lays out the advantages of pre-approval in the ‘My Home’ section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house

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So, you’ve been searching for that perfect house to call a ‘home,’ and you finally found it! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours comes true!

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Freddie Mac covered “4 Tips for Making an Offer” in their Executive Perspective. Here are the 4 tips they covered along with some additional information for your consideration:

1. Understand How Much You Can Afford

“While it’s not nearly as fun as house hunting, fully understanding your finances is critical in making an offer.”

This ‘tip’ or ‘step’ should really take place before you start your home search process.

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If a recent survey from Trulia is any indication, there could be some relief for today’s inventory woes on the horizon. According to an online poll commissioned by the site, American consumers are more enthusiastic about selling a home than buying one in 2018.

Just over 31 percent of those surveyed said 2018 would be a better time to sell than 2017. Only 14 percent said it would be worse.

“At a 17-percentage point differential, the home-selling sentiment (net belief that the upcoming year will be better for selling a home than the current year versus those who believe it will be worse) is the second highest gap we’ve seen since we first started asking this question back in 2014,” Trulia reported.

Still, that sentiment won’t immediately translate

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Homebuyers are becoming increasingly more positive about today’s housing market. According to Fannie Mae’s recent Home Purchase Sentiment Index (HPSI), the number of buyers who say now’s a good time to buy is up seven percentage points for the month—and is nearing its highest point on record.

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The HPSI for November weighed in at 87.8—up from just 85.2 in October and 82.2 last year. Currently, about 29 percent of consumers believe it’s a good time to buy a home.

According to Doug Duncan, Fannie Mae’s Senior VP and Chief Economist, November’s HPSI indicates the market may be in for an upturn come 2018.

“In November, the HPSI rebounded to near its all-time high, returning the index to its gradual upward trend and

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Expectations are rising for home price appreciation, according to the 2017 Q4 Zillow Home Price Expectations Survey. Home prices have continued to rise, and showed no signs of slowing.

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Zillow  sponsors a quarterly survey, conducted by Pulsenomics LLC, which asks more than 100 housing experts, market strategists, and economists what to expert for the U.S. housing market in 2018. The survey has revealed a steady uptick in home price increase, pushed along by the struggling supply over 33 straight months.

Zillow reports that although overall new construction picked up slightly toward the end of 2017, single-family construction was still plagued by a slow pace. Only 16.7 percent of experts who responded to the survey

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Tips For Finding A Real Estate Agent  

The right person might be able to get you into your dream home.

Consider the real estate process: there’s time spent researching neighborhoods, searching for homes that match your budget (and your lifestyle), negotiations on price and repairs, and the commitment level of making one of the biggest purchases of your life. If going it alone sounds scarier than entering a haunted house at midnight, you might need more information about how to choose a real estate agent.

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A great real estate agent can help you navigate every step, with advice and connections to make getting to the closing table that much easier. And especially in hot real estate markets like Boston, MA, and San

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tips to pay off debt

The keys to paying off debt while renting are motivation, a plan, and spending in moderation.


How one woman’s ambitious money-saving tactics made her debt-free.

Search for tips to pay off debt and you’ll likely find lofty advice like “reduce your living expenses so more of your money can go toward paying down your debt.” If you can find a way to eradicate the need to pay rent, you can free up a big chunk of change to put toward paying off your debt instead. But living rent-free just isn’t a reality for most people. Add on to rent all the other bills you need to pay in a month and there may not be much left to devote toward your goal of debt freedom. 

Iryna Hlushakova knows how much work it takes to manage

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Average retention rates of expiring leases among single-borrower, single-family rental securitizations remained strong in September 2017, according to Morningstar Credit Ratings’ latest Single-Family Rental Research.

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The retention rate on full-term leases climbed to 76.3 percent in September, up from a revised 74.6 percent for August 2017. Of the single-family, single-borrower securitizations monitored by Morningstar, only three posted a retention rate below 70 percent. That’s half as many as in August’s total of six. Moreover, seven deals posted retention rates above 80 percent, as opposed to four in August. Rents themselves rose 2.9 percent in October. All of this amounts to good news for rental investors.


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According to the latest First American Real Home Price Index, slightly lower interest rates and higher wages helped increase consumer home-buying power between August and September 2017.

Making it easier for home buyers to buy Homes for Sale in Davenport FL.

Supply shortages continue to ensure that demand is outpacing supply, driving up prices as many existing homeowners remain reluctant to sell for fear of not being able to find a new house. In spite of that, however, home prices continue to be well below their pre-Recession levels.

The First American Real House Price Index (RHPI) “measures the price changes of single-family properties throughout the U.S. adjusted for the impact of income and interest rate changes on consumer house-buying power

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